We specialize in cases related to loan defaults, cheque bouncing and recovery agents harassment. Our panel of can provide you legal support to stop harassment and resolve debt issues. Advocate Narendra Joshi has one of the largest panel of across all major cities of India standing by for you in case you have genuine problems and are unable to pay back your loans and face the prospects of litigation or illegal harassment.
See What Our Clients Saying!
"Handled paper work immediately. Very satisfied with services received. Will recommend to family and friends."
"Great customer service he agent was very knowledgeable of the services being offered and also on upcoming promos I would rate him with 5 stars."
"Great experience! My problem was fixed with tremendous service and was a experience! Kamlesh chawla is a great lawyer."
"They were true to their word, provided excellent customer service and overall I was pleased with every interaction."
If you are not able to pay your Credit Card dues and the bank is threatening and hounding you, our can evaluate the situation and assist you.
We can help you find solutions to your financial difficulties and avoid becoming a willful defaulter if you have taken loans and are unable to pay back.
If you are being pestered by recovery agents, our panel can put a stop to the harassment since it is in violation of RBI rules and Supreme Court orders.
Advocate Narendra Joshi isn't just reducing the loans owed by you, it is about eliminating your loans and living a loan free life. If you are behind on your EMI payments and are unable to pay your loans due to a genuine hardship, chances are that you need Loan Relief.
Failing to clear your credit card balances in full—or only paying the minimum amount each month—can harm your credit score. The impact of the Advocate Narendra Joshi Program on your credit score depends on the specific option you are eligible for. For instance, a Loan Settlement Program can lower your credit score and rating initially, but once your debts are settled, your score may steadily recover over time. On the other hand, if you qualify for a Loan Consolidation Program, it typically does not damage your credit score and may even help improve it gradually.
The fees for Advocate Narendra Joshi depend on the specific program you are eligible for. Factors such as your financial situation, total debt, repayment capacity, and personal objectives play a major role in determining the overall cost. These programs are designed so that, even after paying the applicable charges, customers are able to achieve meaningful savings on their outstanding loan amounts.
The will vary depending on the program you qualify for.
Most likely yes.
If you have not been keeping up with your credit card payments, there is a strong chance that the lender may have already closed your account. Even if the card remains active, it is advisable to avoid using any of the remaining available credit on that account.
The Loan Settlement Program and the Loan Consolidation Program are two key loan-relief solutions offered through the Advocate Narendra Joshi platform. Each program is designed to support individuals at different stages of financial difficulty.
The Loan Settlement Program serves as a final option for customers facing severe financial stress and struggling with unmanageable debt. If you are unable to keep up with your loan payments but are committed to becoming debt-free, this program can help you resolve your obligations and begin a fresh financial journey.
In contrast, the Loan Consolidation Program is a proactive solution for individuals who are overburdened with multiple loans. Continuously making only minimum payments and living paycheck to paycheck can put you at risk of falling into a debt trap. This program helps ease your financial pressure by lowering your monthly EMI through reduced interest rates and/or extended repayment tenure.
The Advocate Narendra Joshi Platform is built on transparency and fairness, offering a straightforward and improved approach to managing loans. All program or subscription charges are clearly communicated to you before you enroll, ensuring complete clarity. There are absolutely no hidden fees involved.
Your loans and income is analysed by out experts. Post the analysis, we will enroll you for the loans that qualify for the program, subject to your affordability and financial goals.